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Bonus booklet at the dentist: Understanding and using subsidies

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Bonus booklet at the dentist: Understanding and using subsidies

Bonus booklet at the dentist: Understanding and using subsidies

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D21 Dental Excellence Team

D21 Dental Excellence Team

10. October 2025

D21 Dental Excellence Team

Medically reviewed by the Doctors of the D21 Dental Excellence Team, more than 70 years of Dental Experience.

Fact Checked

Content

Content

  1. What is the bonus booklet at the dentist?
  2. Does the bonus booklet still exist?
  3. How the bonus system works
  4. Which check-ups count?
  5. Lost bonus booklet – solutions
  6. Where to get a bonus booklet
  7. Retroactive entries
  8. If the stamp is refused
  9. Bonus booklet for children
  10. Dental prosthesis without a bonus booklet
  11. Subsidy calculation with the bonus booklet
  12. Frequently asked questions about the bonus booklet
  13. Summary
  14. Sources and further reading
The bonus booklet is an important tool for documenting regular dental checkups. However, many patients do not know exactly how it works and what financial benefits it offers. In this article, you will learn how to use the bonus booklet correctly and thereby significantly reduce your share of the cost of dental prostheses.

What is the bonus booklet at the dentist?

What is the bonus booklet at the dentist?

The bonus booklet documents your regular dental check-ups. At each check-up appointment, you receive a stamp from your dentist once a year. If you later need dental prostheses—such as a crown, bridge, or dentures—your statutory health insurance will pay a higher subsidy, known as a fixed subsidy, if you can prove that you have had regular check-ups. The bonus booklet has been standard practice in the German healthcare system since 1989 and applies to all persons insured under statutory health insurance.
 

Image of a Bonus Booklet

Image of a Bonus Booklet

 

Does the bonus booklet still exist?

Does the bonus booklet still exist?

Yes, the bonus booklet still exists. The confusion often arises from the following factors:
  • Many practices now use digital documentation systems.
  • Some patients have misplaced their bonus booklet.
  • There have been changes to the subsidy regulations.
Health insurance companies accept both the traditional paper booklet and digital records.

How the bonus system works

How the bonus system works

The subsidy scale

The subsidy scale

Regular preventive care increases the health insurance company's fixed subsidy:
  • Without a bonus booklet: 60% of standard care
  • With 5 years of continuous preventive care: 70% of standard care
  • With 10 years of continuous preventive care: 75% of standard care
Important: The year in which treatment begins does not count towards the bonus period. For treatment in 2025, you need preventive examinations from 2020–2024 (for a 5-year bonus) or 2015–2024 (for a 10-year bonus).

Calculation example

Calculation example

Dental prosthesis worth €2,000
Without bonus booklet: €1,200 subsidy, €800 co-pay
At age 5: €1,400 subsidy, €600 co-pay
At age 10: €1,500 subsidy, €500 co-pay
Savings: up to €300 through regular preventative care.
 
👉 Schedule your preventative care appointment with Dental21 now to secure your bonus entitlements in the long term: Book an appointment online now!
 
These subsidies apply to standard care. Even for higher-quality care (e.g., a ceramic-white bridge instead of a metal one), the insurance company pays the increased fixed subsidy – the co-payment is reduced accordingly.

Which check-ups count?

Which check-ups count?

The following preventive examinations count toward a stamp in the bonus booklet:
 
Adults (from 18 years): 1× annual dental check-up
Children and adolescents (6–17 years): 2× annual check-ups
Children under 6 years: Early detection examinations
 
Important time rule:
For children and adolescents, there must be at least 4 months between the two annual check-ups. The examinations should take place in different half-years of the calendar.
 
The preventive check-up includes the examination of teeth, gums, and oral mucosa.
A professional dental cleaning (PZR) is medically recommended but does not replace the preventive examination for the bonus booklet.

Lost bonus booklet – solutions

Lost bonus booklet – solutions

If you have lost your bonus booklet, it can be replaced:
 
Dental practice:
Your practice can retroactively record the examinations in a new booklet. The documentation is stored in the patient file.
 
When changing practices:
Previous dentists can confirm past examinations. Each dentist may only enter the examinations performed in their own practice.
 
If the practice has closed:
Often, a successor has taken over the patient files. Alternatively, the Kassenzahnärztliche Vereinigung (KZV) can help – treatment data are archived there.
 
Health insurance provider:
Preventive appointments are often also recorded by your health insurance company.
 
Important:
Always request your bonus booklet back when submitting it to your insurance provider and keep old booklets safely.

Where to get a bonus booklet

Where to get a bonus booklet

You can get a new bonus booklet free of charge:
  • At your dental practice (most practices have them available)
  • From your health insurance provider (branch office or online request)
  • Digitally via some health insurance apps

Retroactive entries

Retroactive entries

Retroactive entries are possible if the examination is documented in the patient file. Health insurance companies generally accept entries until the end of the year.
 
Tip: Keep your bonus booklet together with your insurance card.

If the stamp is refused

If the stamp is refused

A dentist may only refuse to give a stamp in specific cases:
  • No preventive examination: Acute treatments or consultations only do not count
  • Already stamped: Only one stamp per calendar year (for adults)
  • Treatment-only appointments: Dental cleaning or other treatments alone are not sufficient
If a preventive examination did take place, the dentist is obliged to provide the stamp. If unclear, you can contact your health insurance provider or the KZV.

Bonus booklet for children

Bonus booklet for children

The bonus booklet also applies to children:
  • From the first tooth: Early detection examinations can be recorded
  • From 6 years: 2× preventive check-ups recommended per year
  • From 12 years: The booklet officially counts toward the future dental prosthesis subsidy
Advantage: From 12 to 18 years, 6 consecutive years can already be built up – from 18, only 4 more years are needed to reach the maximum subsidy.
 
Early, regular dental visits support oral health and secure long-term financial benefits.

 

Dental prosthesis without a bonus booklet

Dental prosthesis without a bonus booklet

Without a bonus booklet, you receive 60% reimbursement of the standard treatment cost.
The remaining 40% are paid by the patient.
 
Example (standard care €1,000):
Without booklet: €600 subsidy, €400 copayment
With 10 years of preventive care: €750 subsidy, €250 copayment
Savings: €150 per €1,000 of dental prosthesis cost.

Subsidy calculation with the bonus booklet

Subsidy calculation with the bonus booklet

The subsidy is based on the standard treatment cost (medically necessary baseline care). Even with higher-quality treatments, the insurer only covers the fixed subsidy for the standard treatment.
Calculation steps:
  1. Determine standard treatment cost (from treatment and cost plan)
  2. Multiply by subsidy rate: 0.6 / 0.7 / 0.75
  3. Difference to actual cost = copayment
Example:
Standard treatment €1,500 – actual treatment €3,000
Subsidy after 10 years: €1,500 × 0.75 = €1,125
Copayment: €1,875

 

Frequently asked questions about the bonus booklet

Frequently asked questions about the bonus booklet

Can I use the bonus booklet in any dental practice?
Yes. The bonus booklet is not tied to a specific practice. You can have it stamped at any dental practice. Changing dentists is not a problem.
 
What happens if I miss a year?
In principle, the bonus period restarts. An exception applies if only one year is missing within 10 years and you can provide a valid reason (e.g. severe illness, pregnancy, long stay abroad). The insurance provider may still grant the 75% subsidy at its discretion.
 
Does the bonus booklet count for private supplementary insurance?
That depends on the policy. Many private supplementary plans consider the bonus booklet and reward regular check-ups with higher benefits.
 
Can I keep the bonus booklet digitally?
Yes. Since 2022, many statutory health insurance companies offer digital bonus booklets through their online portal or app.
 
What if my dentist has retired?
Contact your Kassenzahnärztliche Vereinigung (KZV). Treatment data are archived and can be officially confirmed. Alternatively, your health insurance company can often provide proof.

 

Summary

Summary

The bonus booklet is a simple tool for documenting regular preventive check-ups. If kept up to date, it increases the insurance subsidy for dental prostheses from 60% up to 75%. After 5 consecutive years, you already receive an increased subsidy – after 10 years, you reach the maximum rate.
 
👉 Have you had your bonus booklet stamped this year? Book your preventive appointment at Dental21 now and secure your benefits: Book your appointment online now

 

Sources and further reading

Sources and further reading

This article is based on information from the following official and independent sources:
  • Official institutions: KZBV, G-BA, BZÄK
  • Statutory health insurers: Barmer, AOK, TK
  • Consumer information: Verbraucherzentrale, Finanztip
  • Legal basis: Social Code Book (SGB V) § 55

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